Honest, complete answers about our 1% listing commission, $5,000 buyer cashback, the GTA cities we serve, our process, and how the savings actually work.
Who we are and how the brokerage works.
Modern Solution Realty Inc. Brokerage is a full-service real estate brokerage based in the Greater Toronto Area, specializing in 1% listing commissions for sellers and a $5,000 buyer cashback at closing for buyers. We've been licensed and operating in Ontario since 2014, have helped over 5,000 families, saved sellers more than $20 million in commission, and paid more than $8 million in cashback to buyers.
Yes. Modern Solution Realty Inc. Brokerage is a fully licensed Ontario real estate brokerage registered with the Real Estate Council of Ontario (RECO) and a member of the Toronto Regional Real Estate Board (TRREB). Every agent on our team is RECO-licensed and bonded.
Our head office is in the Greater Toronto Area and we serve the entire GTA and Southern Ontario, including Toronto, Mississauga, Brampton, Oakville, Burlington, Milton, Vaughan, Markham, Richmond Hill, Hamilton, and 70+ surrounding cities. You can reach us at (905) 897-5000 or through our contact form.
Modern Solution Realty has been operating since 2014. Over that time we have closed thousands of GTA real estate transactions and built a 4.8/5 rating across 276 verified Google reviews.
Modern Solution Realty Inc. Brokerage is independently Canadian-owned and operated, with Rabia Azim serving as Broker of Record. The brokerage operates independently of the large franchise networks, which is part of how we keep listing commissions low.
How the 1% listing commission works and what you save.
Modern Solution charges a 1% listing commission to sell your home, compared to the traditional 2.5% most brokerages charge. On a $1,000,000 home, that saves you $15,000. On a $1,500,000 home, you save $22,500. On a $2,000,000 home, you save $30,000.
Yes. Your home is listed on the Toronto Regional Real Estate Board (TRREB) MLS, Realtor.ca, HouseSigma, and every major Canadian real estate portal — identical exposure to a 2.5% listing. Buyers and buyer-agents searching online see your listing exactly the same way.
Everything a traditional listing includes: free in-home evaluation and comparative market analysis, professional HDR photography, drone aerials where appropriate, video walkthrough, virtual tour, full TRREB MLS listing, syndication to Realtor.ca and HouseSigma, paid social media advertising, showing coordination, offer negotiation, and full support from listing to closing. No upsells, no surprise fees.
No. The traditional 2.5% rate is a holdover from before the internet made marketing cheaper and more efficient. We run a streamlined brokerage with high listing volume across the GTA, which lets us pass the savings to sellers without reducing service quality. Same TRREB MLS exposure, same professional marketing, same expert negotiation — just a smaller fee.
That's a separate decision. Most GTA sellers still offer a competitive co-operating commission to the buyer's agent (typically 2–2.5%) to attract the largest buyer pool. But the total commission you pay (1% listing + 2.5% buyer-side) is still meaningfully less than a traditional 2.5% + 2.5% structure. We'll walk you through the math during your home evaluation.
Flat-fee and FSBO services usually charge a one-time fee to put your home on MLS, then leave you to handle showings, negotiation, and closing on your own. Modern Solution's 1% commission is full service — a licensed agent handles pricing, photography, marketing, showings, offer negotiation, and closing for you. You get the savings of a discount model with the full support of a traditional brokerage.
Our standard listing agreement is the same TRREB-form contract every Ontario brokerage uses, with a term you agree to before signing — typically 60–120 days depending on price band and market conditions. There is no penalty for selling within the agreed term.
Most homes are evaluated within 48 hours of inquiry, prepped for professional photography within 3–5 business days, and live on TRREB MLS within a week of signing the listing agreement. If you have a tight relocation or closing timeline, we can move faster — just let your agent know.
The buyer cashback program and how it works.
When you buy a home through Modern Solution Realty in the GTA, we pay you $5,000 cashback at closing. The cashback is delivered through your real estate lawyer when the deal closes — usually as a credit on your statement of adjustments or a direct payment. There are no hidden fees, no minimum purchase price, and the cashback applies to detached homes, condos, townhouses, and pre-construction in our service areas.
Yes. Buyer cashback / rebate programs are fully legal and permitted under Ontario real estate regulations (TRESA / REBBA) and are paid to you at closing through your real estate lawyer. Modern Solution Realty Inc. Brokerage is RECO-licensed and the rebate is part of our standard buyer representation agreement.
No. The seller pays the buyer-side commission — that is how Canadian real estate has worked for decades. Modern Solution receives that commission from the seller's brokerage, then rebates $5,000 of it back to you at closing. You pay $0 in agent fees as a buyer and receive $5,000 cash at closing.
The $5,000 cashback applies to residential purchases in our service areas (the GTA and Southern Ontario) where a co-operating commission is offered by the seller. For pre-construction condos and lower commission listings, the cashback amount may be adjusted to reflect the available commission — your agent will tell you upfront before you submit an offer.
On the closing date, when your purchase is finalized. Funds are released through your real estate lawyer as either a credit on your statement of adjustments or a direct payment, whichever is more efficient for your transaction.
Absolutely. You choose your own mortgage broker (or bank), real estate lawyer, home inspector, and any other service providers. Modern Solution doesn't tie the cashback to using any specific service partner.
Step-by-step what happens when you list or buy with us.
Step 1: Book a free home evaluation (online or by phone). Step 2: A local agent visits your home, reviews comparable sales, and gives you a written market value within 48 hours. Step 3: You sign the listing agreement (TRREB standard form, typically 60–120 day term). Step 4: We schedule professional photography, video, and any prep. Step 5: Your home goes live on TRREB MLS, Realtor.ca, HouseSigma, and paid social ads. Step 6: We coordinate showings and present every offer. Step 7: We negotiate to maximize your sale price. Step 8: We manage the deal through to closing with your lawyer.
Step 1: Tell us your search criteria (city, price band, property type, must-haves). Step 2: A licensed buyer agent sets up MLS alerts for matching listings the moment they hit the market. Step 3: You tour homes you like — in person, virtually, or both. Step 4: When you find one, we prepare a competitive offer with the right price, conditions, and timing for the market. Step 5: We negotiate on your behalf and protect your interests. Step 6: You complete due diligence (inspection, financing, lawyer review). Step 7: On closing day, you receive your $5,000 cashback through your lawyer.
Well-priced GTA homes typically sell within 2–4 weeks. In hot family-home segments (Mississauga family suburbs, Markham/Richmond Hill top school catchments, Oakville/Burlington starter detached), well-positioned listings often receive multiple offers within the first weekend. Luxury homes ($2M+) may take 4–8 weeks depending on price band and current inventory.
Once an offer is accepted, the typical closing period in Ontario is 30–90 days. The exact closing date is negotiated as part of the offer. You will need a real estate lawyer, financing in place (mortgage approval), and time for inspection and due diligence.
No. Our office books and confirms every showing, and we ask the seller to be out of the home during showings — this lets buyers walk through comfortably and helps them visualize themselves living there. You'll receive a notification and feedback from showings through our system.
Service quality, agent licensing, and consumer protection.
You will work with a full-time, RECO-licensed real estate agent who is part of the Modern Solution Realty team. Every agent on our roster is professionally trained, full-time, and accountable to the Broker of Record. We do not assign part-time or unlicensed staff to listings.
Modern Solution Realty has a 4.8 out of 5 rating across 276 verified Google reviews. You can read the full set of reviews on our Google Business Profile or on our website.
Yes. Modern Solution Realty has been featured in the Toronto Star sponsored sections discussing our 1% commission model and the broader shift away from traditional 5–6% real estate fees in Ontario.
You can contact the Broker of Record directly, and ultimately the Real Estate Council of Ontario (RECO) if you believe a regulatory standard has been breached. As a RECO-licensed brokerage, we are bound by Ontario's Trust in Real Estate Services Act (TRESA) and held to all the same consumer-protection standards as any other Ontario brokerage.
GTA and Southern Ontario coverage.
Modern Solution Realty serves the entire Greater Toronto Area and most of Southern Ontario. Our core service area includes Toronto, Mississauga, Brampton, Oakville, Burlington, Milton, Vaughan, Markham, Richmond Hill, Hamilton, Halton Hills, Caledon, Whitby, Ajax, Pickering, Newmarket, Aurora, King, Stouffville, and 70+ additional cities across Ontario.
Yes — Toronto is one of our largest markets. We list and sell homes across the entire city including the downtown condo corridor, Riverdale, Leslieville, the Beaches, High Park, Roncesvalles, North Toronto, Etobicoke, Scarborough, East York, Forest Hill, and Rosedale at the 1% listing rate. See modernsolution.ca/sell-home-toronto.
Yes. Mississauga and Brampton are core markets for us. We sell across every Mississauga pocket (Port Credit, Streetsville, Erin Mills, City Centre, Lorne Park, Mineola, Meadowvale, Cooksville, Clarkson, Churchill Meadows) and across Brampton (Mount Pleasant, Springdale, Heart Lake, Bramalea, Castlemore, Bram East, Bram West, Fletcher's Meadow). See modernsolution.ca/sell-home-mississauga and /sell-home-brampton.
Yes. York Region is a major market — particularly Vaughan, Markham, and Richmond Hill, where the high average home price means the 1% commission saves sellers $20,000–$45,000+ on a typical sale. We have dedicated landing pages for /sell-home-vaughan, /sell-home-markham, and /sell-home-richmond-hill.
Honest answers about how the 1% model differs.
Yes — significantly. The traditional Ontario listing commission is 2.5% (plus a 2.5% buyer-side co-op, totalling 5% in agent fees on most transactions). Modern Solution charges 1% on the listing side, so you save 60% on the listing commission. On a $1M home, that is $15,000 in your pocket. On a $1.5M Oakville or Richmond Hill home, you save $22,500.
No. Every Modern Solution listing receives the same full-service package as a traditional 2.5% listing: professional HDR photography, drone aerials (where appropriate), video walkthrough, virtual tour, full TRREB MLS, Realtor.ca and HouseSigma syndication, paid social advertising, showing management, expert offer negotiation, and full support through closing.
High volume and a streamlined operation. Modern Solution closes thousands of GTA transactions, which lets us deliver the same marketing and service per listing at a much lower per-listing cost. We invest heavily in digital marketing (which is more efficient than print/postcards/billboards) and we do not pay the franchise royalties that big national brands charge their agents.
No — the listing commission and the buyer-side commission are separate. Buyer agents are paid by the co-operating commission the seller offers, which is set separately and is typically the standard 2–2.5%. Most sellers continue to offer the standard buyer-side commission, so buyer agents have no financial reason to skip the listing.